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VALUE ADDED STATEMENT

An analysis of the Bank's value creation and allocation among the key stakeholder groups is depicted below;

2023

2022

Change

LKR million

LKR million

%

Value Creation
Income earned by providing banking services

 545,800 

 494,578 

 10 

Cost of Services

 (403,034)

 (252,715)

 59 

Value added by banking services

 142,766 

 241,863 

 (41)

Non-banking income 

 (3,613)

 18,571 

 (119)

Impairment charges for loans and other losses

 4,906 

 (87,156)

 (106)

 144,059 

 173,278 

 (17)

Value Allocation

To Employees
Salaries, Wages and Other Benefits

 29,818 

 28,991 

 3

To Government
Dividends paid to the Government of Sri Lanka

 173 

 346 

 (50)

Income Tax

 13,111 

 13,550 

 (3)

Surcharge tax

  -   

 6,739 

 (100)

Taxes on financial services

 12,664 

 11,313 

 12 

 25,948 

 31,948 

 (19)

To Community
Social responsibility projects

 130 

60

 

117

To Providers of External Funds
Interest on other borrowings

 45,200 

 89,293 

 (49)

Interest on debt issued

 12,052 

 8,358 

 44 

 57,252 

 97,651 

 (41)

To Expansion and Growth
Retained Profit

 26,520 

 31,626 

 (16)

Surcharge Tax

  -   

 (6,739)

 (100)

Depreciation and amortisation

 3,853 

 4,287 

 (10)

Deferred Taxation

 538 

 (14,546)

 (104)

 30,911 

 14,628 

 111 

 144,059 

 173,278

 (17)