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THE OPERA

TING 

LANDSCAPE

ST

AKEHOLDER 

 

NEEDS AND 

 

EXPECT

ATIONS

RISKS AND 

OPPOR

TUNITIES

EXECUTION OF STRATEGY 

THROUGH KEY BUSINESS LINES

The Bank’s business units act as the primary 
drivers of our strategy.

MANAGING RISKS, ENSURING SOUND CORPORATE 

GOVERNANCE AND EMBEDDING SUSTAINABILITY

Risk Management

Corporate Governance

Sustainability

We follow a systematic and proactive 

approach to manage risks, which 

enables the Bank to consistently 

deliver value to stakeholders while 

promoting stability and resilience

A robust corporate governance framework 
guides all of the Bank’s actions. It ensures ethical 
and responsible behaviour across operations, 
and alignment with the Bank’s core values and 
principles

Sustainability is embedded into all our 
operations. We aim to deliver sustainable 
value through our commitment to the 
United Nations Sustainable Development 
Goals (UN SDGs)

DELIVERING STAKEHOLDER NEEDS AND EXPECTATIONS

Pages 44-48

Pages 49-52

Pages 132-148

Pages 111-131

Pages 61-63

Customers

Shareholder and 

Fund Providers

Business

Partners

RESOURCE ALLOCATION

Financial

Capital

Manufactured

Capital

Human

Capital

Social and

Relationship Capital

Intellectual

Capital

Natural

Capital

Community and

Environment

Employees

Regulators

CREATING VALUE THROUGH 

INTEGRATED THINKING

Embracing the concept of integrated thinking promotes a mindset that helps us to balance short-term
and long-term outcomes, which is fundamental to our ability to create value sustainably and encourages
a comprehensive and strategic approach to decision-making.

Integrated thinking serves as a guiding principle that drives stakeholder value creation by promoting a holistic perspective in alignment 
of the Bank's strategy. How BoC delivered its stakeholders' needs and expectations is described in detail from pages 49 to 52.

Retail

Banking

Corporate and 

Offshore Banking

International, 

Treasury, 

Investment 

and Overseas 

Operations

FORMULATION OF OUR STRATEGY AND 

RESOURCE ALLOCATION

Excellence 

in Customer 

Experience

Digital

Excellence

Rewarding Credit

Culture and Healthy

Credit Portfolio

Building a

High-Performing

Team

Stability,

Governance

and Sustainable

Growth

STRATEGIC PILLARS

DOUBLE 

MATERIALITY

Financial

materiality

Impact 

materiality

Pages 132-148

Pages 57-60

Pages 57-60

Pages 73-75

Pages 76-78

Pages 79-82